Budgeting and Expenditures

As the auntie honk downstairs, so does my stomach asking for food. But, should I go down and make the purchase? Budget, although fairly low but still manageable with ten bucks in my wallet and some more here and there that I can spare. But on another note, I haven't been shedding weight lately because I am eating full meals daily. Previously I shed weight by eating only chocomalt and oats for dinner. But my Milo is running out soon with a just a few scoops left of powder lying at the bottom of the tin, saved for breakfast tomorrow morning.

Regrets on the expenditures made earlier in the month. Sigh. It's not that terrible though because today is, in fact the last day of the month. But still I don't think I should spend like that, to use up everything in the bank each month. It is shameful to say that I know that there are things that I spend on that are not necessary. I have an almost complete record of my expenditures each month (with occasional mistakes here and there as I might forget some things I spend on but not big stuff) so I know where the money goes. I know that there are two major expenditures I made. Fifty bucks into my Mycard for Touch & Go, sixty for the stupid club that I am forced to join (TESL club which doesn't function at all) and forty eight for the book I bought just to get it signed because I forgot to bring the book. I don't know if I regret buying the book. Yes, I do. Sadly. But what can I do? Perhaps I can save it and give it away as a present someday. Maybe.

It is ironic that I just re-watched The Confessions of a Shopaholic. Not that I am a shopaholic. But still it circles around the issue of finance. Along this semester I do wonder about one thing. In my previous church, they preach that if you give more to God, you will manage your finances better and it is a cure to materialism. I don't know to what extent it is true but there are traces where it seemed to be true. When I was in the church and I am giving quite a lot, it seemed like I don't spend as much as in this semester. And I felt like I was pretty much in control rather than drowning and tossed around out of control in my spending. But my bank account didn't have much leftovers as well. Just that the church account has an increasing amount coming from mine.

My expectations on my expenditure is that I hoped to save at least fifty every month or more. Then I will accumulate and splurge once in a long while. But so far I haven't managed to do so. It got worse this semester which I am not very happy about. This semester I have been lenient so I spend on food. Ah, time to control!